Retirement Planning is the most important thing you will ever do!
This Course is OnDemand Online
This means you can take the course at any time and from anywhere, at your convenience, all you need is internet access. You can fast forward or rewind, you can skip a lesson or take it all over again. It’s up to you. And you have 6 months to finish the course.
According to statistics Canada life expectancy is 85 years and is improving. So if you want to retire at age 55, 60 or 65, you would have on average 20 to 30 years in retirement.
Planning for retirement is critical, we live longer than ever and we have so much free time.
The last thing you would want is to reach the age of retirement, and realize you don’t have enough money to retire, you don’t know what to do with all the free time that you have, and you don’t have your affairs in order.
We developed this course that is specifically tailored for Canadians, to take this course click Here.
In this course we cover:
1- Estate planning.
2- Financial planning.
3- Transition to retirement.
To take this course just press Here.
Estate Planning module covers:
1- What is a Will and Why
2- How to prepare a Will.
3- Probate, what does it mean?
4- Tax at death and yes there is tax, we will go through that and how you can minimize taxes.
5- Codicil, what does it mean.
6- And how you can preserve your dignity in case of incapacity to make your own decisions by appointing a Power of attorney for Financial & Personal Care.
To take this course just press Here.
Financial Planning module covers:
1- The government programs, such as Canada Pension Plan, Quebec Pension Plan, Old Age Security and Guaranteed Income Supplement and much more. How they work and when to use them to supplement your income.
2- We discuss in detail the registered savings such as RRSP, TFSA, RRIF, Annuities, and much more. How they work and when to use them.
3- We discuss managing your investments, the various investment types, and the mix of investments at various stages of your life.
4- We go through tax planning, how to save money by utilizing sound tax strategies.
5- We discuss Retirement Income planning, we will help you develop a retirement budget and go through income management by identifying sources of income while in retirement.
6- We discuss Inflation and how to protect yourself against inflation, Identity Theft, and Credit Score.
To take this course just press Here.
Transition to Retirement module covers:
1- How to utilize the 2,200 newly found hours during retirement.
2- Living location-where is home during retirement.
3- Activities, what do you want to do during retirement, such as, pick up hobbies, volunteer, work part time and so on.
4- Relationships, with spouse or partner, family and friends.
5- Health, eating health and exercise.
6- Fulfilment, by utilizing your time effectively during retirement.
To take this course just press Here.